How Divorce Impacts Your Home in Louisiana
Louisiana is a community property state, which means:
- Most assets acquired during the marriage are shared
- Both spouses typically must agree to sell
- Sale proceeds are divided according to your divorce settlement or community property laws
You do not need to wait until the divorce is finalized to sell β many couples choose to sell during the process to simplify division of assets.
Reasons Couples Choose to Sell the Home During Divorce
We help separating couples sell a home quickly for many reasons:
- Neither person wants to live in the house
- Mortgage payment is too high for one person
- Repairs or upkeep are overwhelming
- One spouse wants their equity now
- Both want a clean financial separation
- Home is tied to painful memories
- Trying to keep the home is slowing the divorce process
Selling often provides both parties with a fresh start.
Your Options for Selling a Home During Divorce
Depending on the homeβs condition and how quickly you want to move forward, you have several paths:
Option 1 β List the Home With a Realtor
If the home is clean, updated, and in good shape, listing on the market may bring the highest price.
π Trusted Partner: Alyce Cartier β Northshore Realtor
Alyce specializes in sensitive situations like divorce sales and can guide both parties fairly.
Best when:
- You have time for showings and inspections
- Both spouses agree on pricing
- The home is in market-ready condition
Consider if:
- Youβre willing to wait for buyers and negotiations
- You can agree on repairs or concessions
Option 2 β Make Repairs Before Selling
Some couples choose to update the home before listing, but this requires coordination, money, and agreement.
π Renovation Partner: Total Construction & Renovation (TCR)
TCR handles repairs and remodeling if you want to improve resale value.
Best when:
- Moderate repairs are needed
- Both spouses agree on budgeting
- You want top retail value
Keeping it simple:
This option is less common during divorce because it requires alignment, time, and joint spending.
Option 3 β Sell the Home As-Is for Cash (Fast & Simple)
This is the most common choice during divorce because it avoids:
- Repairs
- Showings
- Waiting months
- Disagreements about money
- The emotional strain of keeping the home
With an as-is sale:
- You pay no commissions
- You make no repairs
- You clear out only what you want
- You choose a closing date
- You split proceeds immediately
- You avoid long listing timelines
This option helps both spouses move forward quickly and cleanly.
How Selling to Us Works During Divorce
We make the process respectful, simple, and stress-free:
1. Contact Us (either spouse can reach out)
We gather basic information about the home.
2. We provide a fair, as-is cash offer
No obligations and no pressure.
3. Both spouses review the offer
We explain everything clearly and fairly.
4. Choose your closing date
Fast closing (7β14 days) or a date that works for both parties.
5. Funds are divided according to your settlement
Proceeds can be distributed through your attorney or title company.
What If Youβre Not on Good Terms?
We regularly work with couples who:
- Arenβt on speaking terms
- Want communication kept separate
- Need documents sent to different emails
- Prefer not to meet in person
- Need private scheduling
We handle everything professionally and discreetly.
What If One Spouse Lives Out of State?
No problem β Louisiana allows:
- Remote signatures
- Electronic agreements
- Mobile notaries
- Closing by mail or courier
Out-of-town sales are routine.
Areas We Help Divorcing Homeowners
St. Tammany Parish
Mandeville, Covington, Madisonville, Slidell, Abita Springs, Lacombe, Pearl River, Bush, Folsom, Sun.
Tangipahoa Parish
Hammond, Ponchatoula, Amite, Independence, Tickfaw, and nearby communities.
FAQs About Selling a Home During Divorce
Do both spouses need to sign?
Usually yes β unless one has been granted legal authority by the court.
Do we have to be on speaking terms?
No. We can communicate with each party individually.
Can selling help speed up the divorce?
Often yes β selling eliminates a large shared asset and simplifies the settlement.
Do we have to clean or repair anything?
No. We buy homes as-is.
What if the home has damage or needs repairs?
We buy homes with storm damage, old roofs, foundation issues, and everything in between.
Other Resources:
References & Helpful Louisiana Resources
(Use this exact formatting β Google LOVES a clean citation block)
1. Louisiana Civil Code β Community Property Articles (2336β2355)
Defines how marital property is handled during divorce, including real estate.
π https://legis.la.gov/Legis/Law.aspx?d=108566
2. Louisiana Revised Statutes β Title 9: Divorce & Legal Separation
Covers divorce procedures, asset division, and property rules.
π https://legis.la.gov/Legis/LawSearch.aspx?lawBody=RS&lawType=F&searchTitle=9
3. Louisiana State Bar Association β Family Law Resources
General guidance on divorce, legal help, and resolving property issues.
π https://www.lsba.org/public/familylaw.aspx
4. 22nd Judicial District Court (St. Tammany Parish) β Family Court Information
Local guidelines for divorce filings and property matters.
π https://22ndjdc.org/
5. Tangipahoa Parish Clerk of Court β Family Court Division
Information on divorce filings, property procedures, and court processes.
π https://www.tangiclerk.org/
6. HUD β Avoiding Foreclosure & Mortgage Assistance
Helpful if divorce is paired with financial hardship or missed payments.
π https://www.hud.gov/topics/avoiding_foreclosure
7. Consumer Financial Protection Bureau (CFPB) β Mortgage & Divorce Guidance
Explains removing a spouse from a mortgage, refinancing, or selling during divorce.
π https://www.consumerfinance.gov/
8. National Association of Realtors (NAR) β Divorce & Real Estate Sales Guidance
Outlines best practices for pricing, selling, and navigating emotional sales.
π https://www.nar.realtor/
9. Louisiana Sheriffs’ Association β Sheriff Sale Information
Useful if mortgage payments become an issue during divorce.
π https://lasheriffs.org/sheriff-sales/
Want to Sell the Home and Move On?
Weβre local, respectful, and here to help you through a stressful time.
π± Call or Text: 985-231-2561
π© Request Your Cash Offer:
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